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Mortgage Guidelines Hit
Early in October, we reported that several federal regulatory agencies had gotten together to issue non-traditional mortgage guidelines. An open question at the time was whether these rules, which only applied to federally regulated lenders, would eventually be visited upon their state-regulated counterparts.
As of yesterday, the Conference of State Bank Supervisors has teamed up with the American Association of Residential Mortgage Regulators to release the state version of the regulation, based heavily on the federally-generated original. I will admit that I haven't heard of either of these organizations, but I'm guessing that they supervise and regulate things, respectively. Although the following quote from the press release would indicate that they don't exactly rule with an iron fist:
CSBS and AARMR encouraged the state regulatory agencies to adopt the guidance for the organizations they regulate.
Well, at least they're polite. I'll keep you posted on what, if anything, comes of this.
-- RICH TOSCANO
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What's in store for the airport authority?
Wednesday, November 15 -- 2:43 pm
Applications to be a semi-professional watchdog are now available.
Wednesday, November 15 -- 12:58 pm
The mayor said he expects to slash the personnel of non-public safety departments by 12 percent.
Wednesday, November 15 -- 12:41 pm
SURVIVAL IN SAN DIEGO
Southern Calif. home sales slowed to decade lows last month.
Tuesday, November 14 -- 12:37 pm
LETTERS TO THE EDITOR
Wednesday, November 15 -- 1:31 pm
CAFÉ SAN DIEGO
Life as a football referee is fun, exciting and great exercise. I usually lose about 20 pounds each year.
Wednesday, November 15 -- 3:17 pm
COMMENTARY: SLOP
Extra! Extra! The mayor says the city couldn't pay its credit card debt.
Wednesday, November 15 -- 6:19 pm
COMMENTARY: RICH TOSCANO
Regulators are "encouraged" to reign in non-traditional mortgage lending.
Wednesday, November 15 -- 5:36 pm
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This Just In
A little recognition. » Nov. 21 -- 4:03 pm
It doesn't look like the mayor has the City Council votes to shut down libraries and rec centers.
Nov. 21 -- 2:02 pm
The first day a store opens, shoplifters have a field day.
Nov. 21 -- 11:43 am
SURVIVAL IN SAN DIEGO
Retail and construction sectors lose a combined 10,000 jobs over the year in San Diego County.
Nov. 21 -- 5:43 pm
LETTERS TO THE EDITOR
Time to pony up.
Nov. 20 -- 7:20 pm
CAFÉ SAN DIEGO
Follow up to your responses and questions.
Nov. 20 -- 7:07 pm
COMMENTARY: SLOP
It's not looking like he did.
Nov. 21 -- 4:50 pm
COMMENTARY: RICH TOSCANO
Home sales have exploded in low-priced areas of San Diego even as they decline in pricier neighborhoods.
Nov. 20 -- 11:13 pm
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