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Mortgage Guidelines Hit
Early in October, we reported that several federal regulatory agencies had gotten together to issue non-traditional mortgage guidelines. An open question at the time was whether these rules, which only applied to federally regulated lenders, would eventually be visited upon their state-regulated counterparts.
As of yesterday, the Conference of State Bank Supervisors has teamed up with the American Association of Residential Mortgage Regulators to release the state version of the regulation, based heavily on the federally-generated original. I will admit that I haven't heard of either of these organizations, but I'm guessing that they supervise and regulate things, respectively. Although the following quote from the press release would indicate that they don't exactly rule with an iron fist:
CSBS and AARMR encouraged the state regulatory agencies to adopt the guidance for the organizations they regulate.
Well, at least they're polite. I'll keep you posted on what, if anything, comes of this.
-- RICH TOSCANO
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Misplaced pipe dumped millions of gallons of sewage into bay over the last two years.
Friday, November 17 -- 6:42 pm
Sacked disabilities services coordinator tells her side and Frye laments her loss.
Friday, November 17 -- 6:02 pm
Tijuana Estuary looks for public involvement.
Friday, November 17 -- 4:05 pm
SURVIVAL IN SAN DIEGO
Foreclosure counseling agencies pop up; are they real estate's next cottage industry?
Friday, November 17 -- 5:47 pm
LETTERS TO THE EDITOR
Friday, November 17 -- 2:04 pm
CAFÉ SAN DIEGO
Picking up where we left off.
Friday, November 17 -- 3:28 pm
COMMENTARY: SLOP
The mayor's deputy hears it from the union boss.
Friday, November 17 -- 10:52 am
COMMENTARY: RICH TOSCANO
If unemployment didn't cause the last downturn, what did?
Friday, November 17 -- 11:40 am
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This Just In
A little recognition. » Nov. 21 -- 4:03 pm
It doesn't look like the mayor has the City Council votes to shut down libraries and rec centers.
Nov. 21 -- 2:02 pm
The first day a store opens, shoplifters have a field day.
Nov. 21 -- 11:43 am
SURVIVAL IN SAN DIEGO
Retail and construction sectors lose a combined 10,000 jobs over the year in San Diego County.
Nov. 21 -- 5:43 pm
LETTERS TO THE EDITOR
Time to pony up.
Nov. 20 -- 7:20 pm
CAFÉ SAN DIEGO
Follow up to your responses and questions.
Nov. 20 -- 7:07 pm
COMMENTARY: SLOP
It's not looking like he did.
Nov. 21 -- 4:50 pm
COMMENTARY: RICH TOSCANO
Home sales have exploded in low-priced areas of San Diego even as they decline in pricier neighborhoods.
Nov. 20 -- 11:13 pm
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