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Mortgage Guidelines Hit
Early in October, we reported that several federal regulatory agencies had gotten together to issue non-traditional mortgage guidelines. An open question at the time was whether these rules, which only applied to federally regulated lenders, would eventually be visited upon their state-regulated counterparts.
As of yesterday, the Conference of State Bank Supervisors has teamed up with the American Association of Residential Mortgage Regulators to release the state version of the regulation, based heavily on the federally-generated original. I will admit that I haven't heard of either of these organizations, but I'm guessing that they supervise and regulate things, respectively. Although the following quote from the press release would indicate that they don't exactly rule with an iron fist:
CSBS and AARMR encouraged the state regulatory agencies to adopt the guidance for the organizations they regulate.
Well, at least they're polite. I'll keep you posted on what, if anything, comes of this.
-- RICH TOSCANO
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The first council nomination for Stephen Cushman's seat on the port is Cushman.
Tuesday, December 5 -- 6:35 pm
The state senator is just getting started with her airport authority legislation.
Tuesday, December 5 -- 1:59 pm
The City Council will consider the details finalizing Mayor Sanders' ballot measures today.
Tuesday, December 5 -- 11:48 am
SURVIVAL IN SAN DIEGO
Community groups worry their input will be diminished under the city's new plan.
Tuesday, December 5 -- 7:36 pm
LETTERS TO THE EDITOR
Tuesday, December 5 -- 2:57 pm
CAFÉ SAN DIEGO
One reader wants to know what's driving the push to hand over partial control of the San Diego icon.
Tuesday, December 5 -- 4:06 pm
COMMENTARY: SLOP
This is what those engineers are talking about.
Tuesday, December 5 -- 11:55 am
COMMENTARY: RICH TOSCANO
Three decades of San Diego real estate in a graph (or two).
Friday, December 1 -- 2:14 pm
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This Just In
Estimates: $171 million could be freed of restrictions. » Jan. 6 -- 6:47 pm
NBC takes apart the rumors that IOUs could replace teacher paychecks.
Jan. 6 -- 6:27 pm
It tells Sacramento it is time to cut the strings on much of its funding.
Jan. 6 -- 6:20 pm
SURVIVAL IN SAN DIEGO
David Lereah, head booster for Realtors earlier this decade, apologizes for being wrong.
Jan. 6 -- 10:47 am
LETTERS TO THE EDITOR
General obligation bonds, not lease-leaseback arrangements, are the answer to the city's "structural deficit" woes.
Jan. 6 -- 4:26 pm
CAFÉ SAN DIEGO
Here's a look at the tangible results MPAs have yielded.
Jan. 6 -- 4:30 pm
COMMENTARY: SLOP
Apparently worried that an unsuccessful ballot measure in November might have imitators, the port is signaling it will try to make it impossible.
Jan. 6 -- 5:53 pm
COMMENTARY: RICH TOSCANO
The median-based price indicators closed out a dismal 2008 with another monthly decline.
Jan. 6 -- 4:06 pm
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Copyright © 2008 voiceofsandiego.org. All Rights Reserved.
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