So I’ve been writing about these exotic loans for a few months now. I’ve been pressing the point that as the initial low-payment periods die out on those loans, there are going to be an awful lot of people who suddenly see their mortgage payments shoot up.

Check out this story as an example of what I’ve been saying.

Well, the New York Times housing blog The Walk Through linked to that story (scan down to “When to head for the bunkers”) when it came out and the Gray Lady has followed it up with an in-depth look at the issue of adjustable-rate mortgages and how homeowners will “escape” their exotic loans.

It makes fascinating reading. This could be the real estate story of the century. Or I could be way too concerned with my own self-importance. One of the two.

WILL CARLESS

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