Thursday, Feb. 22, 2007 | Incentivizing developers to build “affordable” housing is compressing water. The affordable housing task force has been pursuing its misguided initiatives since its inception, while giving the impression of major accomplishment.

 The price of housing is not a function of building cheap homes, but fraudulent pricing at the hands of a real estate industry in total anarchy. As the nation is fully engulfed in another S&L crisis, 40-50 lenders a day are folding, brokers, agents, realtors, and appraisers are going to prison ( MortgageFraudBlog.com). There are empty homes everywhere across the nation, due to flipping, foreclosures are climbing exponentially every day and cities across the nation have formed mortgage fraud task forces (except San Diego).

Yet, the housing authorities continue kicking a dead horse by trying to incentivizing developers to do what developers inherently do not do.  There is no housing shortage, there hasn’t been for 50 years and the underlying cause of high home prices has never been addressed.

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